Usually, when people take out a loan, they fully intend to keep their commitment to pay it. They don’t expect to default on it because they assume they will always be in the same or better financial situation they’re in when they apply for the loan. Read more
The energy crisis has impacted British households and companies massively so everyone is looking to make some savings on their energy bills where they can. Read more
In the UK, there are 5.5 million businesses, so it’s important to make sure that you can run your business to the best of your ability. From making efficiency savings to ensuring your operations run smoothly, as business owners, there’s plenty to think about. Read more
Understanding the basic principles of customer acquisition and retention is key to building a strong business. Here are some tips that you can use today! Read more
Did you know you can leave part (or all) of your death benefit from a life insurance policy as a donation to a charity or nonprofit organisation? Permanent life insurance policies, such as whole life insurance and universal life insurance, with their guaranteed death benefit, are perfect candidates for charitable giving. Read more
As interest rates are hiked by ratios not seen in decades, the fallout from slowing economies across the world is likely to hit middle income earners as much, or more, as those on lower incomes. While those at the poorest ends of society are well-versed in being able to make a little go a long way, those on middle incomes have less experience here. Read more
According to a May 2021 Federal Reserve report, as many as 83% of Americans have at least one credit card, leaving approximately 17% that currently don’t have a line of credit. But it’s becoming more complicated to live without a credit card, given how often the average person does business with online companies, as well as local companies which are improving their online presence. Read more
Businesses and individuals across the globe are facing difficulties due to rising inflammation levels in the current geopolitical situation. People are already beginning to make adjustments to combat these difficulties. Here, we will discuss how using technology to its full potential can help you to protect your finances in 2023. Read more
According to insight from the Office for National Statistics (ONS), more than 38% of the UK workforce now enjoy either a part-hybrid or totally remote role. While sceptics have suggested that this trend will begin to fall in-line with retreating COVID-19 cases, a recent survey from Tracking Happiness found that workers are reportedly happier and more productive than ever thanks to their newfound flexibility. As such, if anything, remote working rates are expected to rise further over the coming years. Read more
Most of us take it for granted these days, but the rate of technological change in the past decade or more is astonishing. Super-fast internet, cloud storage, video streaming; just imagine what things will be like a decade from now. Read more
The 5G market is projected to be worth $65 billion (£53.6 billion) by 2026, and by 2024, there will be over a billion global 5G subscribers. While the 5G sector has been impacted by scepticism after years of hype, there is likely to be a new phase of competition in niche 5G strategies and local markets as major telecoms companies forecast significant prospects for the mass market. Read more