Relocating from one location to another for work is challenging. It’s even harder when you are moving with a family in tow. Moving expenses also add up and …
Regulatory hosting enables businesses to carry out regulated activities without directly being FCA approved. We go into more detail in this article.
There really is no secret as to why these shares are popular. As society becomes ever more tech-centric, it is hard to see their success ending anytime soon.
The Covid-19 pandemic has caused immeasurable harm to businesses. However, there are some that are thriving. Find out where best to invest now.
From overdue invoices to staying on top of bills, it is estimated that one in four companies in the UK struggle with cash flow at some point, with as many as 61% having issues on a regular basis.
The business world has been radically changed over the past year. What were originally projected to be prosperous industries have now fallen from grace, whilst other business sectors have unexpectedly risen from the ashes (hand sanitiser, anyone?). As well as this, interest has been renewed in the stock market and investments, accelerated by the GameStop revolution. With so many new investors joining in the fun, we thought we would discuss some of the top industries to invest in this year. We are also going to be sharing a couple of helpful tips and tricks along the way. Keep reading to find out what they are!
People who create school curricula suppose they do everything right, and the curriculum contains all required courses. However, we see that a large number of college students are unprepared for an independent life. We mean they have little basic knowledge, including financial knowledge. Parents also should work on it, but forget. As a result, students don’t know what financial literacy is in general. This term presupposes the understanding of money management concepts and the ability to use certain skills.
Investing in stocks or in cryptocurrencies can be tricky, especially if you’re new to the trade. In this article, we look at both investments and weigh the risks,
The ultimate goal of any business is to turn a profit. One way to increase your margin is by reducing expenditures. Here are five innovative business concepts you should explore to save money.
Financial Literacy is a critical skill when it comes to business endeavors. Do you want to know why? These are the main and most logical reasons.
If you are applying for finance such as a Lombard loan, you might have to put forward some form of collateral as a guarantee. What works best as collateral? Let’s take a look at some of the options that you could decide to use.
The ultimate goal of any business is to turn a profit. Here are five innovative business concepts you should explore to save money.
We are all looking for quick ways that will give us some financial stability back into our lives after the craziness of the last year. We could all do with a little savings boost that will give us a cushion to fall back on should we need it. If you are looking for ways to improve your finances, why not implement the following strategies?
Behind every successful business is a dedicated workforce that works tirelessly under the leadership of a great business person. However, supporting the leader in making some of the big decisions for the company, in particular decisions regarding finance, is an expert accountant. Having an accountant devoted to handling the finances of the company, from organising payroll, minimising business tax and controlling other overhead tasks.
Paying taxes and filing returns is an important civic responsibility. While some employers may fail to make a background check on tax fraud, you wouldn’t want to be on the wrong side of the law. Tax fraud occurs when you knowingly forge information on tax returns to limit tax accountability.
If you want to get into the world of investing through the medium of stock trading, you will discover that there are a plethora of tools to help you do so correctly.
There’s no denying that Bitcoin has come a long way over the last decade. The cryptocurrency that used to be regarded as the outsider, which people seemed to believe was exclusively used by people working in basements for transactions that they didn’t want anyone to know about, has become so mainstream that everyone from high schoolers to their grandparents could probably give you a fair approximation of what it is and how it works.
Despite a challenging near year and a half for the world’s economy, Initial Public Offerings (IPOs) have increased globally. A flood of cash into the market coupled with a raft of selloffs have presented an opportunity for many businesses to capitalise. And while many IPOs have garnered success, some have disappointed, and others have just been downright ugly. Here is our list of the good, bad and ugly recent IPOs.
Payment options are one aspect of your business that can greatly affect your customers, operations, and profits. The impact of diversifying your business’ payment options goes beyond the ordering and checkout process; it can significantly benefit your business and consumers alike.
The UK financial industry faces a wave of disruption. Customers are demanding digital, personalised and seamless client experiences. Meanwhile, regulators are driving best practice around data security and industry professionalism to ensure clients’ prized assets are kept in safe hands.
Dogecoin has become the new GameStop, with frenzied trading potentially going to deliver a bloody nose to novice investors, warns the CEO of one of the world’s largest independent financial advisory and fintech organisations.
The UK government allows charities, aka non-profits, to use quite a few tax exemptions and benefits to minimise their total due tax amount every year. However, in order to really take advantage of those benefits as a non-profit organisation, the administrative heads should be well aware of what they are in the first place, and which ones their particular organisation qualifies for availing. If you oversee a charity, we have three crucial tax tips to help you with just that.
Investing your money is the most reliable and effective way to create wealth over time and secure your future financial needs. This is why a lot of financial advisors would tell you to start while you’re young to witness solid returns. It’s placing your money in an investment vehicle today to receive more money in the future.
Whilst support has been made available by the Government to assist employers, the pandemic has still seen huge numbers of job losses. The pain has been felt in all sectors. So, what restructuring options are available for directors to consider in the hope of rescuing their companies’ businesses?
The stock market can be a profitable and exciting way to diversify your income and investments. It can also be a bottomless pit of confusion. Even if you have decided to hire a professional to trade on your behalf you will still want to be knowledgeable about the market on a basic level so that you can both understand your money moves and have your expectations managed along the way. It can be overwhelming thinking that you must understand every detail about the market to be able to enter it. Instead start slow and familiarize yourself with the fundamentals that are applicable to all types of participants.
We hear and read a lot about what skills you need in order to succeed at investing. Everyone wants to know the secrets to success, and what skills they need to work on to be able to get there. But what about the benefits that trading can give you as a person and a professional?
Trading is not something that one can just take up and instantly be successful at. It requires the application of various different techniques, constant evaluation and analysis, and ongoing development of your strategy.
In the UK, whilst the numbers can fluctuate, roughly 39,000 remortgages occur on a monthly basis. In fact, in the first quarter of 2019, almost 40% of property loans were remortgages – with good reason. Getting on the property ladder is usually one of the main financial goals we set ourselves. It can take time to build up the deposit, and negotiate the rates. However, once you’ve got that first set of keys and the mortgage payments start going out, it might feel like the interesting part is over.
While trading has been made easier than ever thanks to all the tools and options we now have at our disposal, it is still far from easy.
The eventual goal of Bitcoin is to supplant fiat currency but volatility still remains the biggest barrier.
When it comes to climate action, the pandemic has opened our eyes to the scale and speed of change that is possible. We know now that we can change the way we do things—and change quickly. And while governments and policy makers have been slow to respond to the Climate Crisis, their massive fiscal response to COVID shows that we can take similarly decisive action to save the planet. The financial services sector is an integral part of this journey. And there are signs that our public and private institutions are beginning to understand this reality.
Shaw & Co, the Bristol-based specialist corporate finance advisory firm, has responded to the announcement made by Rishi Sunak, Chancellor of the Exchequer, on Thursday 5 November in the House
of Commons announcing the extension of the UK Furlough Scheme.
Recessions are a part of economic life, but they are difficult to predict in advance. That’s why the best time to develop a plan is while things are looking up. By making wise choices while the economy is stable, you can prepare for the uncertain future. Here are nine ways to prepare your business for the next recession.
Most people who start a small business may be aware of the general costs of incorporating their business, buying initial inventory, and securing a location. Then they start looking into the everyday operational and organisational costs. But there always seem to be categories that people either forget or downplay. When they start to add up, however, they will affect your bottom line and you’ll be forced to make adjustments if you want to remain competitive. Let’s take a look at some of the common costs of running a business that are overlooked.
Securing a loan against your property for any reason comes with a degree of risk by its very nature. Some loans such as mortgages will of course need to be secured against a property, whereas in other cases, you may not need to secure the loan against bricks and mortar if at all. One of the key benefits of securing loans in this way is that from the borrower’s perspective, more money can be borrowed so long as there is enough equity owned by the borrower in the property.
Fintech ventures have changed the borrowing system, making it more accessible and reliable. This revolution has made private money lenders pose a constant threat to traditional banks. However, the current economic climate and popularity of this business have made it an easy target for scammers. This article aims to help you find a legit money lender and avoid any frustrations.
Student finance has always been a difficult topic, but it’s even more so nowadays. The pandemic situation and resulting economic problems have forced many students to apply for student finance. This may be the only way for some students to apply for higher education.