© Copyright Acquisition International 2026 - All Rights Reserved.

Article Image - Small Businesses Are Less Optimistic but May Still Need Additional Credit
Posted 20th August 2015

Small Businesses Are Less Optimistic but May Still Need Additional Credit

During the third quarter of 2015, small businesses and middle market companies appear to be less optimistic as the year comes to a close and many are in the midst of budget planning.

Mouse Scroll AnimationScroll to keep reading

Let us help promote your business to a wider following.

Small Businesses Are Less Optimistic but May Still Need Additional Credit

Small Businesses Are Less Optimistic but May Still Need Additional Credit

Image

During the third quarter of 2015, small businesses and middle market companies appear to be less optimistic as the year comes to a close and many are in the midst of budget planning.

However, many metrics still remain elevated from years prior. Likewise, demand for additional credit among the small business market remained at a positive from diminished demand seen in early 2014. The third quarter 2015 Economic Pulse Survey explores business confidence, credit appetite and expectations for retirement.

“Increased investments in capital expenditures and a spike in the percentage of small businesses that switched primary banks is indicative of a small businesses market that may be willing to change banks for a stronger credit relationship,” said Ray Johns, Managing Partner, Barlow Research.

Appetite for additional credit remained elevated in the small business market and returned to normalcy in the middle market (which fell to the lowest level since 2010 in the second quarter of 2015). Few small businesses have financed their business operations with commercial banks, a decrease of 8% since the previous quarter. The strongest credit markets appear to be in the transportation, communication and utilities industry and the manufacturing industry.

Categories: Finance


You Might Also Like
Read Full PostRead - Eye Icon
8 Tips For a Budget-Savvy Office Redesign
M&A
01/07/20228 Tips For a Budget-Savvy Office Redesign

The office space motivates team members to deliver their best during the workday if the design inspires them. If the office seems dull and dreary, the workers might be too. Realizing the office needs a change is the first step to a beautiful redesign.

Read Full PostRead - Eye Icon
Do Businesses Need to Adapt to the TikTok Age?
News
02/08/2022Do Businesses Need to Adapt to the TikTok Age?

Since Facebook took the world by storm in the 2010s, businesses have had to adapt their marketing strategies to align themselves with the social media craze. Those that have failed to do this have missed a prime opportunity to reach new customers and are at ri

Read Full PostRead - Eye Icon
Winds of Change
Leadership
19/03/2021Winds of Change

Key to a thriving business is the ability of a company to adapt to changing circumstances, but managing this change is never easy. It requires leadership not just to acknowledge the difficulties of upgrading systems, but the value of the people who will run th

Read Full PostRead - Eye Icon
North American M&A Volume Increased in November
Finance
15/12/2015North American M&A Volume Increased in November

There were 1,556 mergers and acquisitions (M&A) deals worth a combined USD 121,727 million targeting North American companies announced in November.

Read Full PostRead - Eye Icon
How Sergey Petrossov Applied JetSmarter and XOJET Lessons to Aero Ventures
Innovation
24/11/2025How Sergey Petrossov Applied JetSmarter and XOJET Lessons to Aero Ventures

Entrepreneur Sergey Petrossov’s three private aviation ventures share a common thread: each targets a specific inefficiency in high-value transactions through technology.  For Petrossov, who founded JetSmarter in 2012, lessons learned have compounde

Read Full PostRead - Eye Icon
Patents: Storming the World of IP
Legal
19/01/2015Patents: Storming the World of IP

First Thought IP Ltd is a full-service intellectual property law firm that advises on patents, designs and copyright, licensing and litigation issues.

Read Full PostRead - Eye Icon
Seven Post-Pandemic Office Tech Trends to Look Out For
Innovation
08/04/2021Seven Post-Pandemic Office Tech Trends to Look Out For

As the pandemic has affected all aspects of our lives, the need for a new way of working is also affected. With that in mind, John Williams, Head of Marketing at Instant Offices reveals the top seven Proptech trends that aim to keep employee safe in a post-COV

Read Full PostRead - Eye Icon
Improve Your  Membership Management In 3 Easy Steps
Leadership
01/08/2023Improve Your  Membership Management In 3 Easy Steps

If you are looking for ways to improve your membership management, then look no further. In this blog post, we will discuss three easy steps that you can take to ensure that your membership management system is running as efficiently and effectively as possibl

Read Full PostRead - Eye Icon
Arbitration Guide
Innovation
11/08/2015Arbitration Guide

Arbitration Guide



Our Trusted Brands

Acquisition International is a flagship brand of AI Global Media. AI Global Media is a B2B enterprise and are committed to creating engaging content allowing businesses to market their services to a larger global audience. We have a number of unique brands, each of which serves a specific industry or region. Each brand covers the latest news in its sector and publishes a digital magazine and newsletter which is read by a global audience.

Arrow