© Copyright Acquisition International 2026 - All Rights Reserved.

Article Image - Small Businesses Are Less Optimistic but May Still Need Additional Credit
Posted 20th August 2015

Small Businesses Are Less Optimistic but May Still Need Additional Credit

During the third quarter of 2015, small businesses and middle market companies appear to be less optimistic as the year comes to a close and many are in the midst of budget planning.

Mouse Scroll AnimationScroll to keep reading

Let us help promote your business to a wider following.

Small Businesses Are Less Optimistic but May Still Need Additional Credit

Small Businesses Are Less Optimistic but May Still Need Additional Credit

Image

During the third quarter of 2015, small businesses and middle market companies appear to be less optimistic as the year comes to a close and many are in the midst of budget planning.

However, many metrics still remain elevated from years prior. Likewise, demand for additional credit among the small business market remained at a positive from diminished demand seen in early 2014. The third quarter 2015 Economic Pulse Survey explores business confidence, credit appetite and expectations for retirement.

“Increased investments in capital expenditures and a spike in the percentage of small businesses that switched primary banks is indicative of a small businesses market that may be willing to change banks for a stronger credit relationship,” said Ray Johns, Managing Partner, Barlow Research.

Appetite for additional credit remained elevated in the small business market and returned to normalcy in the middle market (which fell to the lowest level since 2010 in the second quarter of 2015). Few small businesses have financed their business operations with commercial banks, a decrease of 8% since the previous quarter. The strongest credit markets appear to be in the transportation, communication and utilities industry and the manufacturing industry.

Categories: Finance


You Might Also Like
Read Full PostRead - Eye Icon
CEO’s Must Be Set Up for Success When Eyeing up M&A Exits
News
04/09/2024CEO’s Must Be Set Up for Success When Eyeing up M&A Exits

Companies’ sale memorandums are often compendiums that fail to tell a compelling story, and while compiling key information has value, it does not sell a business for the maximum price, says Victor Basta, CEO and Founder of DAI Magister.

Read Full PostRead - Eye Icon
The Crucial Role of Custom Store Signs in Small Business Success
News
03/07/2023The Crucial Role of Custom Store Signs in Small Business Success

In the cutthroat world of commerce, standing out and winning over clients can be a real struggle for small businesses. Custom store signs are a powerful instrument that can make a big difference. They’re often the initial touchpoint with potential custom

Read Full PostRead - Eye Icon
How to Manage Inventory in Your Laboratory (and Why it’s So Important)
News
01/06/2022How to Manage Inventory in Your Laboratory (and Why it’s So Important)

In a laboratory setting, inventory management is a crucial, albeit boring process. You need to be aware of stock on-hand, inventory available for purchase, and all of the equipment, consumables, supplies, reagents, and other critical assets that are housed in

Read Full PostRead - Eye Icon
2016 Most Innovative Business Leader
Innovation
30/06/20162016 Most Innovative Business Leader

Skaltek is a highly renowned manufacturer of equipment to the cable and wire industry, with customers in all four corners of the globe.

Read Full PostRead - Eye Icon
B2M Solutions CRO Gary Lee’s 2020 Predictions for Enterprise Mobility
Innovation
03/12/2019B2M Solutions CRO Gary Lee’s 2020 Predictions for Enterprise Mobility

Almost every business across the globe is using mobile devices to optimise processes, streamline workflows and increase workforce productivity. But, as 5G becomes established and digital transformation earns commonplace, what is in store for enterprise mobilit

Read Full PostRead - Eye Icon
Air Liquide’s Acquisition of Airgas on Track
Strategy
26/01/2016Air Liquide’s Acquisition of Airgas on Track

Air Liquide, world leader in gases, technologies and services for Industry and Health, and Airgas the leading supplier of packaged gases and associated products and services in the United States, announce the date of the special meeting of Airgas’ shareholde

Read Full PostRead - Eye Icon
How Business Leaders Can Use AI Without Losing Control
Leadership
18/03/2026How Business Leaders Can Use AI Without Losing Control

In this exclusive interview Andrew Ayres discusses the governance challenges created by AI, the risks organisations face at what he calls the “agentic edge,” and how leaders can build systems that combine innovation, accountability and human judgement in t

Read Full PostRead - Eye Icon
Gleiss Lutz Advises Apax Partners During Acquisition of Azelis
Legal
19/05/2015Gleiss Lutz Advises Apax Partners During Acquisition of Azelis

Gleiss Lutz Advises Apax Partners During Acquisition of Azelis

Read Full PostRead - Eye Icon
2016’s Ones to Watch in Anti-Corruption Due Diligence
Legal
06/06/20162016’s Ones to Watch in Anti-Corruption Due Diligence

Anti-corruption due diligence has become a mainstay in global M&A. Increased awareness of bribery and corruption issues and the rapid growth of international enforcement.



Our Trusted Brands

Acquisition International is a flagship brand of AI Global Media. AI Global Media is a B2B enterprise and are committed to creating engaging content allowing businesses to market their services to a larger global audience. We have a number of unique brands, each of which serves a specific industry or region. Each brand covers the latest news in its sector and publishes a digital magazine and newsletter which is read by a global audience.

Arrow