22 | Acquisition International, June 2026 igiNeat focuses on four core service areas — software development, web application development, fintech development, and mobile app development — serving clients across six industries: multiasset brokerage, banking, fintech, SaaS, telecom, and communication & media. Client partnerships at DigiNeat are measured in years, not months: the shortest ongoing engagement runs for five years, and the longest exceeds eighteen. A team of 47 engineers and specialists sits behind that record. The team is deliberately compact — senior, hands-on, and able to take a project from architecture through to production without the layers most agencies require. That approach is what sets DigiNeat apart from larger outsourcing shops and from box-product vendors alike. Since its work in fintech is what has resulted in DigiNeat being recognised in this programme, it is worth mentioning its work with UnitBank, with the DigiNeat team participating in a tender to develop a concept for a mobile application for this new digital bank in Armenia. This project is unique as UnitBank does not have a developed visual identity, and is looking to stake its claim in a highly competitive space. To do so, it is looking to be a digital leader right from the start, which is certainly no easy feat. Recognising just how important it is to stand out, UnitBank is not simply replicating international solutions and delivering them to a new market — it is looking to develop a unique product that is meaningful to local people. And this starts with an intuitive user interface focused on their needs. Creating a logo and interfaces that appeal, this project was supported by a comprehensive analysis of the market landscape and studies of user behaviours, all resulting in a style that can be scaled alongside its audience. The work was subsequently recognised with the 2025 DesignRush Best App Design Award. As the Founder & Chief Business Officer of DigiNeat, Mikael Karamaniants plays a crucial role in building custom software for fintech, banking, and brokerage clients. Mikael recognises that most fintechs do not need another platform or product — they need engineers who can take the unglamorous parts of the process and deliver, without six months of vendor onboarding. This is what Mikael and the team at DigiNeat do, working with everyone from fintech founders to CTOs, brokerages, and banks. Mikael’s role sees him lead business development and growth at DigiNeat, drive market expansion in the US, and nurture longterm client relationships. He cites the company’s engagements with a global neobank and a global multi-asset brokerage as the achievements he is most proud of. Over five years, DigiNeat has built and continuously evolved the neobank’s full IT ecosystem; over more than eight years, it has served as the technology partner to a global multi-asset brokerage, working in regulated environments where reliability and compliance are non-negotiable. However, as Mikael stressed, this is just the beginning. He told us: “If you’re a CTO, VP of engineering, or founder at a fintech and engineering bandwidth is the thing slowing you down — we’d be glad to talk. No pitch deck, no SDR, just a conversation about what you’re building.” This could be the start of a long-term technology partnership, spearheaded by the company recognised here as the AI-Driven Fintech Technology Ecosystem Leader of the Year 2026 — USA. More on DigiNeat’s work can be found at the website link listed below. Contact: Gerone Dela Rama, Sales Manager Email: sales@digineat.com Company: DigiNeat Smart Technologies Web: https://digineat.com/ Based in the United States (Los Angeles) and Armenia (Yerevan), DigiNeat Smart Technologies builds custom software for companies in regulated, highstakes industries. Its work spans fintech, banking, brokerage, SaaS, telecom, and media — with deep expertise in compliance-aware infrastructure, AIaugmented engineering, and long-term technology partnerships. With Mikael Karamaniants, DigiNeat’s Founder & Chief Business Officer, being named AIDriven Fintech Technology Ecosystem Leader of the Year 2026 — USA, we take a closer look at both his role and DigiNeat’s wider success. D Custom Software for Fintech, Banking, and Brokerage
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