January 2026, Acquisition International | 7 Stable, Secure, and Integral Bahamian Investing pening its doors in 1997 with just five employees to its name, CFAL’s work spans a range of services – from pension management and brokerage to investment management accounts, retirement planning, corporate advisory, savings, stock brokerage, and investing solutions. Throughout the almost 30-year history of the firm, these solutions have been provided in a way that has laid the groundwork for the present state of the ever-evolving corporate advisory landscape in the Bahamas, and CFAL remains at the forefront of the space to this day. The proven track record of financial stability and integrity CFAL boasts across all economic climates is the foundation of its success in this environment, and its clients benefit from the abundance of experience, knowledge, and dedication the firm has built over the past 28 years and counting. Embodying all of this is the dynamic team of professionals here, who share more than half a century of experience in the realm of both international and domestic private banking, as well as investment management and pension administration experience. Interestingly, outside of the services mentioned above, CFAL also owns and operates CFAL Securities Ltd., a subsidiary of the firm and the area of its operation responsible for providing domestic and international brokerage, market-making, and other such corporate advisory services. The array of services delivered as a result makes CFAL the Bahamas’ preferred financial services company, with the superior value it adds to the lives of both its clients and its shareholders being something laid out across both its philosophy and its core values. Exploring how these are put into practice within the firm, Sophia told us: “We create meaningful and rewarding opportunities for employees, whilst positively contributing to the growth and development of the Bahamian community.” She continued: “We are committed to growing and to maintaining our unique corporate culture and upholding our core values, all of which place the interests of our clients first.” As this shows, it is about more than just providing a great service for this team, it is about both innovating and enriching lives. CFAL has only doubled down on this over the last few years, a period defined by the firm presenting by far the most innovative investment opportunities to the Bahamian capital markets. This includes proudly facilitating the raising of hundreds of millions of dollars for a string of projects relating to expanding these islands’ tourism offerings, diversifying the community and income streams in the process. Such initiatives highlight the confidence local investors have in CFAL, as well as the firm’s ability to drive impact where it matters most. On the back of this, CFAL has experienced year-on-year growth consistently now for some time, especially regarding its work with individual and group pension administrative services. As Sophia explained: “We pride ourselves on being the stewards of capital for the thousands of workers who have entrusted us to manage their retirement savings.” However, this is just the beginning, as the team also help clients to grow private wealth and basic savings, which can be attributed to their wider goal of educating the Bahamas’ small investing population. “CFAL is proud to have been amongst the leaders in our industry for the past several years, leading the national discussion on transforming the investment landscape in the Bahamas. ” Having experienced an incredibly successful few years as a result of the integrity, expertise, and all-round service quality its team bring to the field of retirement planning, wealth management, and other such services in the Bahamas, it is unsurprising that the future of CFAL is more of the same: continuing to offer the most innovative investment opportunities to the Bahamian public as they become available. Combined with its drive to educate and nurture the community it is as the heart of, CFAL remains a pillar of Bahamian development. More on the full range of services and investment opportunities delivered by Colina Financial Advisors Ltd. can be found at the link listed below. Contact: Sophia Thurston Company: Colina Financial Advisors Ltd. Web Address: https://www.cfal.com/ Transforming the investment landscape in the Bahamas is no easy task, but it is something that Colina Financial Advisors Ltd. (CFAL) has taken it upon itself to work towards over the last 25 years or so. From its home in Nassau, CFAL is trusted with close to $2bn in assets, and it advises individual and institutional clients alike across a range of services. For the sense of innovation it brings to this portfolio, CFAL has been recognised as the Best Investment Services 2025 – Bahamas in this feature. Vice President of Pension Administration Sophia Thurston caught up with us for more. O
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